Medical Liens on Personal Injury Settlements

Medical Liens on Personal Injury Settlements

POSTED IN Legal Information ON October 22, 2017

If you’ve recently been injured in a car accident, slip-and-fall, or other type of incident, the last thing you want to worry about is money. You’re recovering, you’re stressed enough from having to miss work and possible hospital stays, and a financial burden is far from helpful.

That’s why it’s our job to help those who have been injured get the compensation they deserve. We work to get you a personal injury settlement, but occasionally medical liens can complicate some of the cases we work on.

What are medical liens?

A lien in general is essentially a claim by a medical provider or insurance company that they have the right to payment from your settlement. A medical lien could happen if you don’t have health insurance but still need to obtain medical treatment after an accident. Hospitals will agree to treat you and forego payment until your settlement has come through.

This means that part of your settlement must go to paying those medical bills before it ever gets into your hands.

Why would I need a medical lien?

The most common type of medical lien is needed by patients who do not have medical insurance. Another issue may be clauses in your health insurance coverage. Some insurance providers require that payouts that have been repaid by a third party provider go to the insurance company rather than in your pocket. In addition, some car insurance coverage has an allowance for medical bills following an accident that may require repayment if you have received compensation from the at-fault driver.

What do we do about medical liens?

One of the best things about hiring a personal injury lawyer like The May Firm to handle your injury case is that we are well-versed in handling medical liens and knowing which liens are legitimate and which liens can be negotiated.

Our goal is to get as much money into your pocket as possible, so we’ll work with your insurance company or medical provider to reduce repayment so that you receive as much of your settlement as possible.

You should not be punished because you were injured. We will do whatever we can to keep third parties from claiming the right to a portion of your settlement.

If you’ve been injured, call The May Firm for a free consultation to discuss your personal injury case. We would love to help you get the compensation you deserve.