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When you file a personal injury claim, you don’t want it to drag on for years, but you also want to get the money you’re deserved out of your settlement. Insurance companies will likely offer you a low-ball number within the first few weeks of your suit, and if you accept it, you can be finished with your personal injury claim. However, you’re most likely not going to want to accept the first offer they make you. Your personal injury lawyer will work with you to determine what you deserve and make a counter offer based on what they want to get you.
All in all, the length of a personal injury case depends on your case, your recovery, your personal injury lawyer, how much money you’re looking to get out of your case, and the insurance company you’re working with.
Let’s look at all of the factors to get a good idea of how long it could take to settle your personal injury claim.
If you want to accept the first low-ball offer that comes your way, you can settle your case in a matter of weeks. If you reject that offer, you’ll want to wait until you’ve completely healed from your injuries (probably a few months after the accident) to get the most accurate idea of what you should settle for.
The insurance company will take a look at your medical records and expenses and determine whether or not there will be residual effects from your accident that they’ll need to cover. This is why it’s important to wait until you’ve recovered medically—you don’t want to accept a low-ball offer and realize that your medical issues go deeper than you had initially realized, or you have an issue that will continue to flare up.
They’ll then take a few weeks to negotiate the claim with your personal injury lawyer and will come back with another settlement offer. So, your personal injury claim could be finished within a few weeks or a month of your full recovery, potentially a few months after your accident.
There are a few cases where it could take longer. For example, if you suffered from serious injuries from your accident, it could take you several months to a year or more to fully heal or recover. But, again, you don’t want to settle your case before you’re completely healed so that you don’t settle for less than you deserve.
In some cases when there is a large amount of money on the table in your case, an insurance company is not going to pay a large settlement until they’ve done their research and due diligence.
Another reason is that there are issues with your case. For example, they can’t determine liability or there is a dispute with damages.
Hiring a personal injury lawyer can help to ensure there are as few hang-ups with your case as possible, and that you receive the settlement you deserve after your accident.
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